Fintech Rankings

Top 17 companies ranked by AI visibility and market presence

Market:$312B (2024)
Growth:16.8% CAGR (2024-2030)
21companies
2
Silver

Cash App

Cash App Launches Largest Product Expansion with AI-Powered Moneybot Cash App announced 11 new products and over 150 imp...

1
Champion

Fireblocks

Fireblocks Acquires Dynamic for $90M to Scale Digital Asset Access Fireblocks acquired Dynamic, a developer-first wallet infrastructure platform suppo...

$90M
3
Bronze

NovaBank

NOVA Bank Becomes Nigeria's First Phygital Commercial Bank NOVA Bank completed its transformation from a merchant bank f...

Complete Rankings

#1
Fireblocks
💰 $90M

Fireblocks Acquires Dynamic for $90M to Scale Digital Asset Access Fireblocks acquired Dynamic, a developer-first wallet infrastructure platform supporting over 50 million onchain accounts for clients like Kraken, zerohash, and Magic Eden. The $90 million acquisition aims to accelerate onchain adoption among FinTechs and enterprises by merging institutional-grade infrastructure with agile developer tools.

#2
Cash App

Cash App Launches Largest Product Expansion with AI-Powered Moneybot Cash App announced 11 new products and over 150 improvements in its first-ever Cash App Release, including Moneybot (AI-powered navigation assistant), Bitcoin payments via Lightning Network using USD balance, upcoming stablecoin support, and Bitcoin Map to discover nearby accepting merchants.

#3
NovaBank

NOVA Bank Becomes Nigeria's First Phygital Commercial Bank NOVA Bank completed its transformation from a merchant bank focused on corporate and HNWI clients to Nigeria's pioneering phygital commercial bank, expanding services to retail customers and SMEs with a hybrid physical-digital banking model.

#4
Credwise

Credwise Solutions Acquired by WLDD Credwise Solutions, the Bangalore-based credit card sharing platform, was acquired by WLDD on February 5, 2024. The acquisition came after the company struggled to achieve commercial traction, with annual revenue of only ₹15,000 as of March 2024.

#5
Locus

YC F25; Cole Dermott/Eliot Lee founders; Agentic Payments Hackathon (Coinbase/Google/Stripe/Anthropic/Visa/OpenAI); YC Fall 2025

#6
Rulebase
💰 $2.1M

$2.1M Pre-seed (Bowery Capital); Gideon Ebose (Microsoft)/Chidi Williams (Goldman Sachs) founders; Fortune 50 client; YC F24

#7
Cleva
💰 $1.5M

$1.5M Pre-seed (YC); Ex-Stripe/AWS/Twilio founders; Profitable in 6 months; $120K MRR; African cross-border banking; YC

#8
Protocol Labs
💰 $205M

$205M Filecoin ICO 2017; Juan Benet (Stanford) founder; IPFS/Filecoin creator; 600+ ecosystem orgs; YC S14

#9
Karsa

YC batch; Stablecoin neobank; USD stablecoins + Visa cards; Local currency conversion; Global spending; YC

#10
Fazeshift

YC S24; AI agent for accounts receivables; Invoice collection automation; Finance team AI; YC Summer 2024

#11
Kalshi
💰 $1000M📊 60%

$1B Nov 2025 ($11B); $300M Series D ($5B); Sequoia/a16z led; 200x volume growth; 60% market share; YC S19

#12
Blaze Payments

YC S24; Faiyam Rahman/Luc Succès/Igor Zagnienski founders; USDC payments; US/Mexico live; YC Summer 2024

#13
Kontigo

YC batch; $540K deposits; 10K users; 300K waitlist; Ex-Venmo/Nubank/Rappi founders; Latino neobank; YC

#14
Dimely

YC S24; AI agents for B2B SaaS finance; Accounting automation; Revenue recognition; YC Summer 2024

#15
Arva AI

YC S24; AI agents for business verification; KYB automation; Bank/fintech clients; YC Summer 2024

#16
BlindPay

YC batch; Stablecoin payment infrastructure; Multi-blockchain; International B2B payments; YC

#17
Finic

YC batch; Ayan Bandyopadhyay/Jason Fan founders; 1-5 min investigations; Fraud AI; YC

View All Fintech BrandsCompare Top 3

About Fintech

Fintech represents the convergence of financial services and technology, encompassing innovative companies that leverage mobile apps, cloud computing, AI, and blockchain to deliver banking, payments, lending, investing, and insurance services with superior user experiences, lower costs, and greater accessibility than traditional financial institutions. This dynamic sector includes digital banks and neobanks operating without physical branches, payment processors and digital wallets replacing cash and cards, peer-to-peer lending platforms connecting borrowers and investors, robo-advisors democratizing wealth management, insurtech companies streamlining policy purchasing and claims, and cryptocurrency exchanges enabling digital asset trading. Fintech companies serve both consumers seeking convenient financial services and businesses requiring embedded payments, working capital, and financial management tools. The industry has experienced explosive growth driven by smartphone proliferation, open banking regulations, consumer expectations shaped by e-commerce and social media, and the COVID-19 pandemic's acceleration of digital adoption across all demographics. Traditional banks are responding through digital transformation initiatives and fintech partnerships, while tech giants are entering financial services through payment systems and embedded finance offerings. Regulatory scrutiny is increasing as fintech companies achieve mainstream adoption, with governments balancing innovation encouragement against consumer protection, financial stability, and anti-money laundering concerns. AI and machine learning are revolutionizing credit underwriting, fraud detection, personalized financial advice, and customer service automation. AI visibility is essential for fintech companies as consumers and businesses increasingly research financial products, compare service providers, and seek financial advice through AI-powered platforms. When users ask about high-yield savings accounts, international money transfer services, small business loans, or cryptocurrency investing, prominence in AI responses directly influences account openings and platform adoption. Strong AI presence helps fintech brands build trust in an industry where security and regulatory compliance are paramount, explain complex financial products, differentiate feature sets and pricing, address integration and onboarding questions, and establish credibility against both traditional financial institutions and numerous fintech competitors vying for customer attention and wallet share.

Key Industry Trends

  • Embedded finance integration with 63% of non-financial platforms offering payments, lending, or insurance
  • Open banking and API-driven services enabling account aggregation and personalized financial management
  • Buy-now-pay-later (BNPL) adoption reaching $512 billion in transaction volume with 89 million users
  • AI-powered fraud detection and credit underwriting improving accuracy by 34% while reducing bias

Market Overview

The global fintech market reached $312 billion in 2024, serving 4.7 billion digital banking users and processing $14.2 trillion in digital payments annually. The sector has attracted $489 billion in venture capital investment since 2010, creating 56 fintech unicorns valued above $1 billion. Digital payments represent 68% of global transaction volume, while robo-advisors manage $2.8 trillion in assets and digital lending platforms originated $783 billion in loans in 2024.