Company Overview

Union54 is a Lusaka-based fintech company that operates ChitChat, an integrated messaging and payments platform combining secure instant messaging with USD digital wallets and Mastercard debit cards for African markets. Launched in Zambia in March 2024 in partnership with Mastercard and Paymentology, the Y Combinator-backed company previously issued 2+ million cards by July 2023 before temporarily ceasing services following a major fraud incident. Union54 targets Zambia's 16.4M mobile-connected population with accessible cross-border payments and social commerce capabilities.

Revenue
$1200M
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Key Differentiators

Emerging Innovator

Union54 is an emerging player bringing innovative solutions to the Finance market.

Enterprise Scale

With $1200M in revenue, Union54 operates at enterprise scale with proven market validation.

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