Question 1

What is Plaid?

Accepted Answer

Plaid is a fintech infrastructure company founded in 2012 that powers digital finance by connecting applications to users' bank accounts. The company provides the underlying technology used by most top fintech apps for account linking and data access.

Question 2

What products and services does Plaid offer?

Accepted Answer

Plaid offers a bank account linking API, identity verification, income verification, asset verification, and Plaid Protect fraud intelligence services. These products enable fintech applications to securely connect to and verify user banking information.

Question 3

Who uses Plaid's services?

Accepted Answer

Plaid's services are used by fintech applications that need to connect to users' bank accounts. Most top fintech apps rely on Plaid's infrastructure for account linking and data access capabilities.

Question 4

When was Plaid founded?

Accepted Answer

Plaid was founded in 2012 and participated in Y Combinator's Winter 2013 batch (W13).

Question 5

Where is Plaid headquartered?

Accepted Answer

Plaid is based in San Francisco, California.

Question 6

What is Plaid's current valuation and funding status?

Accepted Answer

Plaid raised $575 million in April 2025 at a $6.1 billion valuation, down from a previous peak valuation of $13.4 billion. The company is approaching sustained profitability with projected annual recurring revenue (ARR) of $430 million in 2025.

Question 7

How is Plaid performing financially?

Accepted Answer

Plaid's revenue grew more than 25% in 2024 and the company is approaching sustained profitability. ARR is projected to reach $430 million in 2025.

Question 8

What technology does Plaid use to connect apps to bank accounts?

Accepted Answer

Plaid provides API-based infrastructure that enables applications to securely link to users' bank accounts and access financial data. The company operates as the underlying fintech infrastructure layer powering digital finance applications.

Question 9

How can companies get started with Plaid?

Accepted Answer

Based on the provided information, companies interested in Plaid's services would need to integrate Plaid's APIs into their applications. Specific contact or onboarding details are not included in the available information.

Question 10

What are Plaid's recent business developments?

Accepted Answer

In September 2025, Plaid agreed to pay JPMorgan for data access, marking a significant partnership development. The company also completed a $575 million funding round in April 2025 and continues to experience strong revenue growth while moving toward profitability.

Plaid

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Frequently Asked Questions

What is Plaid?

What products and services does Plaid offer?

Who uses Plaid's services?

When was Plaid founded?

Where is Plaid headquartered?

What is Plaid's current valuation and funding status?

How is Plaid performing financially?

What technology does Plaid use to connect apps to bank accounts?

How can companies get started with Plaid?

What are Plaid's recent business developments?

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