Company Overview
PayCrunch is a Bengaluru-based fintech platform that provides India's first UPI-based credit line specifically designed for college students and Gen Z users who lack traditional credit history. Founded in 2020, the company has raised $500K from Y Combinator, Soma Capital, and notable angel investors, serving over 10,000 users and generating $1.2M in revenue as of 2024. PayCrunch differentiates itself by offering instant credit through UPI payments, scan-and-pay-later functionality, and spending analytics that enable young consumers to build credit while managing their finances seamlessly.
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Emerging Innovator
PayCrunch is an emerging player bringing innovative solutions to the Finance market.
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