Company Overview
Moni is a Nigerian fintech company that provides community-powered business loans to African SMBs through a group-based financing model, where collective responsibility replaces traditional collateral. The Y Combinator-backed platform has disbursed over $5M across 11,000 loans with a 99% repayment rate, achieving $72K MRR with 50% month-over-month growth. Moni merged with Rank Microfinance Bank in November 2025 to expand its reach across Africa's 44 million underserved small businesses.
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Key Differentiators
Emerging Innovator
Moni is an emerging player bringing innovative solutions to the Finance market.
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