Jack Henry & Associates

Jack Henry & Associates, Inc. is a well-established American financial technology and payment processing services company that has been strengthening connections between financial institutions and the people and businesses they serve since 1976. Headquartered in Monett, Missouri, the company was founded by Jack Henry and Jerry Hall with a vision to help community banks and credit unions better serve their customers using modern technology and services. The company name honors its founder, Jack Henry, whose commitment to community-focused banking technology laid the foundation for nearly five decades of innovation.

As an S&P 500 company with fiscal year 2025 revenue of $2.25 billion and approximately 7,170 employees, Jack Henry serves roughly 7,500 financial institution clients across the United States, including approximately 1,300 banks and over 700 credit unions. The company prioritizes openness, collaboration, and user centricity, offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. This open platform approach has positioned Jack Henry as a trusted partner for regional and community financial institutions seeking to compete with larger national banks through technology innovation.

Jack Henry operates through three main business segments that generated strong performance in fiscal 2024: the Core segment ($387.8 million in Q4 2024, up 8% year-over-year) provides integrated computer systems for data processing; the Payments segment ($200.1 million in Q4 2024, up 9%) offers electronic payment processing services including ACH, wire transfers, and card processing; and the Complementary segment ($139.8 million in Q4 2024, up 6%) provides business intelligence tools, document management, and digital banking solutions through the Banno platform. The company achieved non-GAAP adjusted revenue growth of 7.4% and non-GAAP adjusted operating income growth of 10.3% in fiscal year 2024.

The company's financial strength is demonstrated through its generation of over 70 basis points of additional profitability through margin expansion in fiscal year 2025, return on invested capital exceeding 22%, and a balance sheet with zero debt. Jack Henry has maintained its commitment to shareholder value while investing heavily in product innovation, cloud migration, and strategic acquisitions like the October 2024 purchase of Victor Technologies to expand Payments-as-a-Service (PaaS) capabilities. With a market capitalization of approximately $13.2 billion and a culture built on the principles of doing the right thing, doing whatever it takes, and having fun, Jack Henry continues to empower community financial institutions to reduce barriers to financial health for millions of Americans.