Company Overview

Flex is a United States-based fintech company founded in 2023 by Sam O'Keefe Miguel Toledo building HSA FSA payment acceptance platform raising $18M total over multiple rounds including $3.2M seed September 2024 from Y Combinator SV Angel Precursor Liquid 2 Ventures plus $15M Series A September 2025 led by First Round Core VC with Cameron Ventures Rethink Impact Y Combinator Liquid2 participating in Y Combinator S23 batch targeting direct-to-consumer health wellness brands through Stripe-like HSA FSA payment processing enabling online HSA FSA payments acceptance serving $150B potential annual HSA FSA spending market providing payment infrastructure for DTC consumer health wellness brands.

Revenue
$18M
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Emerging Innovator

Flex is an emerging player bringing innovative solutions to the Finance market.

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