Company Overview
Atomic is a fintech infrastructure company that provides APIs connecting payroll and HRIS systems to financial institutions, enabling direct deposit switching, income verification, and subscription management services. Founded in 2019 and backed by Y Combinator (W20), the company has raised $88.6M in total funding, including a $10M strategic round in April 2025 led by Capital One Ventures, Citi Ventures, and FNB Corporation, with additional backing from SoftBank Group and Mercato Partners.
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Strong Challenger
Atomic is an established challenger with significant market presence and competitive offerings in Finance.
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